Your financial picture can be perceived from many angles. But sometimes, the best perspective comes from a higher position. Just like a crow's nest gives an unmatched sweep of its surroundings, your own personal "crows nest" can be the perfect place to gain unprecedented insight into your finances. This means elaborate tools or complex calculations

Are you burdened by a hefty monthly mortgage payment? Consider refinancing your loan to potentially lower those payments and accumulate money over the life of your mortgage. Refinancing involves replacing your existing mortgage with a new one, often at a better interest rate. This can materially reduce your monthly payment amount, freeing up capita